Comments on: Maximising your Credit Card Interest Free period for Dummies

By: Dan James

Dan James — Thu, 24 Dec 2009 12:12:38 +0000

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By: MaLaKa

MaLaKa — Sat, 03 Jan 2009 16:13:45 +0000

i agree with DZ great post mate, i was doing the same thing paing it off in full,

closing balance it is lol

By: Prime Credit Cards

Prime Credit Cards — Mon, 15 Dec 2008 02:33:32 +0000

Oh the joys of credit card interest juggling. It can be like juggling knives, very dangerous. You laid out some great strategies though. Great post. Nothing beats spending discipline when it comes to managing your credit cards, but its easier said than done. Without the spending discipline in the first place, I wouldn’t even try your strategies.

By: DZ

DZ — Tue, 14 Oct 2008 09:59:37 +0000

Great post! You not only clarified for me how the whole ‘55 days interest free period’ works (and I’ve read many personal finance books), but also put an end to my habit of paying out the outstanding balance in full. From now on I’ll stick with the ‘closing balance’ and leave the additional money in my offset account until required.

Thanks!